Finance Solutions
We make car finance simple, flexible, and transparent. With our trusted partner Funnd Finance, we provide tailored options for individuals and businesses—from first-time buyers to commercial operators.
Our Mission Is Simple
What We Can Offer You
Get A Great Deal On Finance Today
Try Our Loan Calculator
Low Interest Rate And Fees
Obligation Free Quote
Fast Approval Process
Flexible Repayment Options
Tailored To Your Budget
Interest Rates From
5.89%
Comparison Rate
6.79%
*Rates shown are a general guide only and are subject to change. McLaren Auto Group is not a licensed credit provider.
Car Loans Simplified
Financing a vehicle can feel overwhelming, but you don’t have to do it alone. We're here to simplify the process, answer your questions, and guide you every step of the way.
If you're feeling confident, go ahead and click Apply Now at the top of the page. Or feel free to Contact Us so we can help guide you through the process and answer any questions you may have.
A car loan helps you buy a vehicle by borrowing money from a lender. You’ll repay this amount—plus interest—over an agreed period through scheduled installments.
With a car loan, a lender covers the upfront cost of the vehicle. You then repay the amount borrowed, along with interest, through regular payments. Once fully paid, the car is yours.
Lenders assess your eligibility based on your credit rating, income, job stability, and current financial commitments. These factors help determine your ability to manage loan repayments.
To apply for a car loan, you’ll generally need to provide ID (like a driver’s license), proof of income (such as payslips), your address details, and some basic information about the car you’re planning to purchase.
Getting pre-approved for a car loan means a lender has reviewed your finances and given you a clear idea of how much you can borrow and what your interest rate could be. This isn't a binding agreement but gives you a strong position when shopping.
A balloon payment loan lets you make smaller repayments during the loan term, with a larger lump sum—called a balloon payment—due at the end. It’s a flexible option but requires careful budgeting for that final amount.
Some lenders may ask for a deposit, while others offer zero-deposit options. Still, making a larger down payment can reduce both your monthly costs and the total interest paid.
Absolutely—at Funnd, we partner with lenders that support car loans for used vehicles, including those purchased from private sellers.
Most car loans allow you to pay off your loan early without fees, but it’s always best to check the fine print or ask your lender directly.
Missing a repayment could lead to extra charges and impact your credit score. If you're ever struggling with repayments, contact your lender straight away—they may be able to help you work out a solution.